Thank you for visiting the Krenzen Web site. This site was created to offer you insight into our management, products, services, as well as other exciting company developments. We believe in the importance of your privacy and protecting your privacy is one of our priorities. In acknowledgment of our belief we have adopted a comprehensive policy to safeguard the privacy of all visitors to Krenzen Web site. This policy is applicable to all information that is gathered from our visitors.

Personally Identifiable Non-Public Information
In connection with your transaction, Krenzen may obtain information about you as described in this notice, which we handle as stated in this notice.

• We collect non-public personal information about you from the following sources:
• Information we receive from you on an application or web-based form.
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer reporting agency
• We may disclose all of the information that we collect as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may make such disclosures about you as a consumer, customer or former customer.
• We may disclose non-public personal information about you as a consumer, customer, or former customer to non-affiliated third parties as permitted by law.
• We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulation to guard your non-public personal information.
• Krenzen, as a matter of corporate policy, does not sell personal information to outside parties.